Tamil Nadu Government Registered

Secure Your Future with Transparent Savings

Join thousands of families in Trichy who trust Iraivan Chits for their long-term financial goals and immediate cash needs.

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CHOOSE YOUR GROWTH

Our Premium Chit Plans

Chit Plan Details

₹50k

10 Months Duration

Ideal for small investments and emergency funds.


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Chit Plan Details

₹1 Lakhs

10 Months Duration

Perfect for planned savings and short-term financial goals.


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Chit Plan Details

₹2 Lakhs

10 Months Duration

Ideal for family needs, education, or medical emergencies.


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Chit Plan Details

₹3 Lakhs

10 Months Duration

Best suited for medium-term goals and secure financial planning.


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Chit Plan Details

₹5 Lakhs

10 Months Duration

Perfect for business support, marriage, or major life expenses.


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Chit Plan Details

₹10 Lakhs

10 Months Duration

Designed for high-value investments and long-term financial strength.


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Chit Plan Details

₹1 Lakhs

20 Months Duration

Perfect for planned savings and short-term goals.


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Chit Plan Details

₹2 Lakhs

20 Months Duration

Suitable for family needs and medical emergencies.


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Chit Plan Details

₹3 Lakhs

20 Months Duration

Designed for medium-term financial planning.


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Chit Plan Details

₹5 Lakhs

20 Months Duration

Ideal for marriage, business, or major expenses.


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Chit Plan Details

₹10 Lakhs

20 Months Duration

Best for high-value investments and future security.


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SIMPLE & TRANSPARENT

How chits Works

1

Join a Plan

Select a chit value and duration that fits your monthly budget.

2

Monthly Contribution

Pay your monthly installment comfortably through various modes.

3

Auction Process

Participate in the monthly transparent auction to bid for the pot.

4

Payout & Closure

Receive your prize money promptly and complete the cycle with ease.

ABOUT US

Why Choose Iraivan Chits?

With years of experience in the financial sector, IRAIVAN Chits Private Limited is a symbol of trust and reliability in Trichy. We operate strictly under the Chit Fund Act, ensuring your hard-earned money is 100% safe.

Our commitment to transparency, ethical practices, and customer satisfaction has made us one of the most preferred chit fund companies in Tamil Nadu.

  • Government Registered: Fully compliant with all regulations.
  • Low Commission: We offer competitive rates for maximum customer benefit.
  • Easy Documentation: Hassle-free joining and payout process.
  • Transparent Auctions: Fair and open bidding process for all members.
  • Quick Payouts: Prompt disbursement of prize money.
Iraivan Office

terms & conditions

IRAIVAN Chits Private Limited is a trusted and professionally managed chit fund company focused on secure and disciplined savings.
Our schemes are designed to meet the financial needs of individuals and families, offering transparent rules, clear payment structures, and fair auction processes.
With fixed monthly contributions, timely collections, and proper documentation, we ensure complete clarity at every stage of the chit.
From small savings to high-value plans, IRAIVAN Chits supports planned investments, emergency needs, and long-term financial goals.
Guided by the vision "Smart Savings, Bright Future," we are committed to reliability, customer confidence, and sustainable financial growth.

Iraivan Office

WHAT OUR CUSTOMERS SAY

Client Testimonials

"Iraivan Chits has been a game-changer for my family's financial planning. The transparent auction process and timely payouts have helped us fund our daughter's wedding without any stress."
Customer

Rajesh Kumar

Trichy

"I've been a member for over 5 years now, and Iraivan Chits has never disappointed. Their professional approach and customer-centric services make them stand out in the market."
Customer

Meena Krishnan

Trichy

"Taking a chit for my business expansion was the best decision. The documentation was handled quickly, and I received the amount exactly when I needed it the most."
Customer

Siva Prakasam

Madurai

"Unlike other companies, there are no hidden charges here. Everything is explained clearly right from the beginning. Highly recommended for saving money."
Customer

Anitha Ramesh

Chennai

"The staff is very polite and helpful. Whenever I have a query about the auction dates or payment collection, they respond immediately with patience."
Customer

Karthik S

Salem

"I used my chit fund payout to build my dream home. The returns are better than a regular savings account, and the security of my investment is guaranteed."
Customer

Lakshmi Devi

Coimbatore

"A very trustworthy chit fund company in Trichy. My father was a member, and now I have continued the legacy. The bond they share with customers is great."
Customer

Sundar Rajan

Trichy

"Flexible payment options made it very easy for me to manage my monthly contributions. Iraivan Chits understands the middle-class mindset very well."
Customer

Kavitha Murali

Tanjore

"I was worried about the auction process initially, but the agents guided me through every step. Winning the bid was smooth and the disbursement was fast."
Customer

Ravi Chandran

Pudukkottai

"The best way to save for the future. I enrolled in a gold savings scheme with them and it yielded excellent results. Thank you, Iraivan Chits!"
Customer

Priya Venkat

Karur

"Excellent service and zero hassle. I recommend this to all my friends who want to start saving systematically without any fear of fraud."
Customer

Manikandan B

Erode

"The mobile app updates and SMS reminders for due dates are very helpful. It shows they are keeping up with technology to serve customers better."
Customer

Deepa Narayanan

Trichy

OUR CREDENTIALS

Legal Registrations & Certifications

Iraivan Chits Private Limited is a legally registered and government-recognized company. All our registrations and certifications reflect our commitment to transparency, compliance, and customer trust.

Certificate

Certificate Of Incorporation

Registered under the Chit Funds Act, 1982 with the Tamil Nadu Government.

Certificate

GST REG-06

Certified for quality management systems and customer satisfaction.

ISO Certificate

ISO 9001:2015 Certification

Certified for quality management systems in CHITS and financial investment services.

Iraivan Chits Private Limited operates in full compliance with Government of India regulations. These official certifications demonstrate our authenticity, legal status, and dedication to secure and reliable chit fund services.

HAVE QUESTIONS?

Frequently Asked Questions

What is a chit fund and how does it work?

A chit fund is a type of rotating savings and credit system where a group of people contribute a fixed amount monthly for a predetermined period. Each month, the total amount is auctioned among the members, and the lowest bidder wins the prize money.

Is my money safe with Iraivan Chits?

Yes, absolutely. Iraivan Chits is a government-registered company operating under the Chit Funds Act, 1982. We follow all regulatory guidelines and maintain proper documentation to ensure your money is completely safe.

How do I join a chit plan?

Joining is simple. Select a plan that suits your financial needs, fill out the application form with necessary documents (ID proof, address proof, etc.), and pay the joining fee and first installment. Our team will guide you through the entire process.

Can I withdraw from a chit plan midway?

Yes, you can withdraw from a chit plan, but there are specific terms and conditions. Please contact our customer service team for detailed information about the withdrawal process and any applicable charges.

How is the auction process conducted?

The auction is conducted transparently every month. Members who need the prize money bid for it, and the member who bids for the lowest discount wins the auction. The process is fair, transparent, and conducted in the presence of all members.

GET IN TOUCH

Contact Us

Get a Free Consultation

Our financial experts are here to help you choose the right plan for your future. Leave a message, and we will call you back within 24 hours.

Registered Office:
No.70, Palayam Bazzar, Woraiyur,Tiruchirapalli-620003,Tamil Nadu

Phone: +919788452927

Email: info@iraivanchits.com

Working Hours:
Monday - Saturday: 9:30 AM - 6:30 PM

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